Creating
Financially Empowered
Communities

Creating
Financially Empowered
Communities

We exist to ensure a comfortable and dignified living for all.

About Us

What we do

CliqueFin’s subsidiaries operate across a diverse range of industries. Our collective mission is to create financially empowered communities through innovative platforms and strategic collaborations.
Our unique approach to financial inclusion comprises of an evolving collection of platforms that promises significant positive social impact and upliftment.
We leverage an integrated and ubiquitous network to offer people appropriate and convenient access to products, financial services, medical, insurance, investment and B2B solutions that reduces risk and cost.
We own last mile access for products, services and opportunity to all homes in all regions we operate in.

Our MTP

MASSIVE TRANSFORMATIVE PURPOSE

We exist to ensure a comfortable and dignified living for all. We achieve this impact by giving access to products, services and opportunities to all by eliminating unnecessary costs and risks of acquisition. Therefore, reducing the poverty premium while increasing liquidity at a family and community level, creating less stressed and more dignified households.

Our MTP

MASSIVE TRANSFORMATIVE PURPOSE

We exist to ensure a comfortable and dignified living for all. We achieve this impact by giving access to products, services and opportunities to all by eliminating unnecessary costs and risks of acquisition. Therefore, reducing the poverty premium while increasing liquidity at a family and community level, creating less stressed and more dignified households.

Our ETHOS

We act in the best interest of people in communities through these guiding ethics. We adhere to all relevant industry regulation, prioritise security and protection of information and data, treat people with dignity and drive sustainability before profit.

Mission Strengthen communities by enabling access to the digital economy.

Vision To create financially empowered communities.

Values
  • Respect
  • Integrity
  • Responsibility
  • Trustworthiness
  • Authenticity
  • Accountability

Our ETHOS

We act in the best interest of people in communities through these guiding ethics. We adhere to all relevant industry regulation, prioritise security and protection of information and data, treat people with dignity and drive sustainability before profit.

Mission Strengthen communities by enabling access to the digital economy.

Vision To create financially empowered communities.

Values
  • Respect
  • Integrity
  • Responsibility
  • Trustworthiness
  • Authenticity
  • Accountability

Our OPPORTUNITY

IN MOST EMERGING MARKETS +85% OF THE POPULATION PREFER USING CASH TO BANKING SERVICES

  • This imposes a significant premium onto their lives to the degree that it stifles their financial wellbeing and traps many in poverty.
  • Large percentages of these markets earn informally and are excluded from formal credit providers with no proof of regular income or payslip.
  • Banks and other financial institutions are typically not trusted.
  • Transactional costs include risk, time and transport which is normally a large percentage of the value of the actual transaction.
  • This population is excluded from the benefits of the digital economy.
  • They do not participate in wealth creation products, yet they are aspirational.

Our CUSTOMER

The Cash User

+85%
Of the population
30 Million
Consumers.
92%
Of payments are
Done in
Cash.

Customers have access to smartphones but still have to pay unnecessary travel costs to make payments and access products and services.

R23
Billion
Is the cost to the consumer to use cash.

Our CUSTOMER

The Cash User

consumer-stats

Our COMPANIES

The building blocks of our ecosystem

Our ECOSYSTEM

The foundation that covers important life occasions

Our Ecosystem

Our TRACTION

USER PROGRESS AND GROWTH

+ 0

ACTIVE USERS
OF OTT VOUCHER

+ 0

AVERAGE DAILY
USER GROWTH

Our TRACTION

USER PROGRESS AND GROWTH

+ 0

ACTIVE USERS
OF OTT VOUCHER

+ 0

AVERAGE DAILY
USER GROWTH

Our PARTNERS

Our TEAM

PASSIONATE, EXPERIENCED, COMMITTED

Mano Moodley

Mano Moodley

Chairman

Tony Reddy

Tony Reddy

CEO

Mike Miller

Mike Miller

COO

Stuart Annandale

Stuart Annandale

CTO

Bharad Roopha

Bharad Roopa

CFO

Deshendri Smit

Dishi Smit

CMO

Let's Collaborate

and start something great together

    Let's Collaborate

    and start something great together